A Word About Quicken Loans If I May

I've noticed on TV and radio ads that Quicken Loans is doing a lot of heavy duty advertising.  I actually like the term "Yourgage".  I wish I would have thought of it myself!
What I have learned over the past two months about Quicken Loans is not all bad.  There's good in fact.  If a consumer is already with a Quicken Loans company or one of it's subsidiaries also known as Seterus, Greentree Financial, and Cenlar, they actually treat the loan quite fair.  I have seen several of the estimates in the beginning of the transaction and I have seen the closing statements at the end and they match very closely.  The interest rate may not be the best available but the costs are not that high in return.  If a consumer is NOT currently a Quicken Loans customer, the costs are normally higher.
So why is Quicken Loans soliciting their customers with a fury and offering such a great deal?  My educated guess is that they don't want to lose the loan to another lender and their strategy is one that if that if they can keep the loan in their portfolio by offering a lower rate than what they currently have at a lower cost, then by all means, call that customer!

BUT, on the other hand, what if you, the consumer knew that a better deal could be found?  What if a local company offered you a better interest rate AND closing costs than your neighbor is getting with Quicken Loans?  Would you call the company who is all over the TV and radio?  Or would you call the local company who would work in your best interest to get the best rate available and work with you to achieve your financial goals for the future?  If you are ready to pursue the lower payment, lower interest rate and lower closing cost, why not make that call today?  The HARP 2.0 program is the most popular refinance loan program on the market today.  It rewards homeowners who may be upside down in their homes (or 80% or more financed) who have been making their payments in time, have kept up their good credit rating and NO APPRAISAL is required.  Homeowners upside down now can refinance to the lower interest rates that we have seen dip as low as 3.50% for a 30 year term.
Call or email  JoAnn Young, Owner, Principal Broker for more information about the HARP 2.0 program and start saving money this year!  321-243-4917 - People's First Financial Services, Melbourne, FL